Had something similar happen when we renovated our kitchen. The contractor installed the custom cabinets slightly off-center from the original design, and it drove me nuts every time I walked in there. Insurance basically shrugged it off as a "craftsmanship" issue, so we had to pay out of pocket to fix it. Makes me wonder—if insurance doesn't cover these kinds of mistakes, shouldn't builders have some kind of policy or guarantee for their own errors? Seems like a gap in coverage...
Had a similar issue once, but honestly, isn't that more about contractor accountability than insurance? When our builder messed up the stair placement, they fixed it themselves—no insurance involved. Maybe it's about choosing contractors who stand by their work...
Good point about contractor accountability—definitely makes sense they'd fix their own mistakes. But what about bigger mishaps, like structural issues that pop up later or hidden problems discovered after the project's done? Had a client once whose contractor went out of business right after completion, and suddenly there were leaks everywhere. Contractor accountability wasn't an option anymore... Wonder if insurance would've helped in that scenario or if there's another safeguard people usually rely on.
Had a similar situation once—client's contractor vanished halfway through a renovation, leaving behind some serious structural issues. Luckily, their homeowner's insurance stepped in, but it was messy and took ages. Definitely made me rethink how we approach risk management on projects...
"Definitely made me rethink how we approach risk management on projects..."
Yeah, been there myself—it's always a wake-up call. Honestly, builder's risk insurance is worth every penny. You hope you never need it, but when things go sideways... trust me, you'll be glad it's there.
