Keeping construction-loan draws, inspections, and the budget in sync

Track lender release, recipient confirmation, and funds available for project costs as separate statuses. A released wire should remain a pending cash item until receipt is confirmed, rather than increasing the available balance automatically.

Keep separate fields for:

- Lender-released amount and date
- Recipient-confirmed deposit and date
- Amount confirmed available for project costs
- Any documented adjustment affecting the draw record

Use the confirmed available amount in the cash-balance calculation, while retaining the release confirmation and receipt confirmation with the draw package. That preserves the distinction between lender funding activity and money the project can actually use.