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Finding a Reputable Custom Home Builder
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We're about to start a pretty big renovation on our house, and it just hit me—how do I actually check if the builder has proper insurance coverage? Like, do I just ask them directly or is there some official way to verify it?
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I totally agree it's important to verify this upfront. When we did our kitchen remodel last year, I asked our builder directly for proof of insurance, and he provided a certificate of coverage from his insurer. It listed policy numbers, coverage limits, and expiration dates. You can also call the insurance company directly to confirm the policy is active—just to be extra safe. It's pretty standard practice, so any reputable builder shouldn't mind you asking at all. Better safe than sorry...
