Keeping Track Of Your Construction Loan Payments Without Losing Your Mind
I hear you on the paper thing. I used to keep a dedicated notebook for every project, but after one too many times of leaving it in the truck or watching it get trashed on site, I gave up. Half the time, my notes looked like chicken scratch anyway—couldn’t tell if I’d written “paint” or “plank.”
I tried a couple of apps, but most of them just felt clunky. Lately, I’ve been using my phone’s camera more than anything else. Snap a pic of the invoice, jot a quick note in the photo app, and move on. Not perfect, but at least my phone doesn’t end up under a pile of drywall scraps.
Honestly, I kind of miss the satisfaction of crossing stuff off a list by hand... but not enough to risk another coffee-soaked disaster. Maybe there’s just no perfect system, especially when you’re juggling a dozen things at once.
Keeping track of your construction loan payments without losing your mind
Man, I’m right there with you about the notebook chaos. Mine always ended up with muddy boot prints or missing pages—never failed. I’ve tried spreadsheets on my phone, but honestly, I get lost in all the tabs and numbers after a long day. These days I just dump everything into a shared Google Drive folder. Not fancy, but at least I can find stuff when the bank calls. Still, there’s something about a pen and paper that just feels more satisfying... too bad they don’t survive a job site.
Still, there’s something about a pen and paper that just feels more satisfying... too bad they don’t survive a job site.
Totally get that. I tried waterproof notebooks once—thought it’d be the answer, but they just got lost in the truck anyway. Ever tried snapping pics of receipts and scribbles with your phone? Not perfect, but at least mud can’t smudge a photo.
Honestly, I hear you on the pen and paper thing—it just feels right, but man, those notebooks never make it past the first week on site. I tried snapping pics of receipts too, but then my phone’s camera roll turned into a mess of lumber invoices and blurry notes. Still, it’s better than chasing soggy paper around in the wind. At least with photos, you’ve got a fighting chance when the bank asks for proof later... even if you have to scroll forever to find it.
At least with photos, you’ve got a fighting chance when the bank asks for proof later... even if you have to scroll forever to find it.
Totally get this. I used to end up with a phone full of random receipts and half the time I couldn’t tell which blurry photo was for what. Tried a receipt scanner app last year—wasn’t perfect, but at least I could tag stuff. Still miss scribbling notes in the margins though. There’s just something about actual paper, even if it does end up in a puddle half the time.
