Keeping track of your construction loan payments without losing your mind

trebel73 · 2025-04-11T10:13:57Z

I've been dealing with construction loans lately, and honestly, it can get messy fast. What I do is keep a simple spreadsheet to track each draw, date requested, amount approved, and when it actually hits my account. Then I match that against invoices and receipts. It's kinda tedious but at least I know where every dollar goes. Anyone got a simpler or smarter way to handle this?

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Managing Your Construction Loan Draw Schedule

Last Post by birdwatcher87

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birdwatcher87

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Yeah, Excel still feels like the safer bet for detailed financial tracking. I've tried Notion for budgeting and payments, but when you're juggling multiple contractors and loan draws, spreadsheets just handle the complexity better... less room for mistakes. Plus, banks usually prefer Excel anyway.