Keeping track of your construction loan payments without losing your mind

trebel73 · 2025-04-11T10:13:57Z

I've been dealing with construction loans lately, and honestly, it can get messy fast. What I do is keep a simple spreadsheet to track each draw, date requested, amount approved, and when it actually hits my account. Then I match that against invoices and receipts. It's kinda tedious but at least I know where every dollar goes. Anyone got a simpler or smarter way to handle this?

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Managing Your Construction Loan Draw Schedule

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pfluffy74

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KEEPING TRACK OF YOUR CONSTRUCTION LOAN PAYMENTS WITHOUT LOSING YOUR MIND

Honestly, I relate to the paranoia about losing records—one time I spilled coffee on my ledger and spent hours piecing things back together. I do think your backup approach is smart. For me, crossing out mistakes and jotting notes in the margins works, but it does get messy fast. There’s no perfect system, but as long as you’re catching errors before they snowball, you’re ahead of the game.