"Usually I prep a few solid comps and some clear renovation details, but I keep it casual unless they specifically ask for more."
Yep, learned this the hard way too. I've noticed appraisers often prefer doing their own digging, so handing over too much info upfront can backfire. Now I just give them a quick rundown of major upgrades—kitchen remodel, flooring changes, etc.—and let them ask if they want specifics. Seems to keep things smoother...and less awkward.
I've had similar experiences. Once, I went overboard with a detailed binder full of renovation receipts, before-and-after photos, and comps. Thought I was being thorough, but the appraiser barely glanced at it and seemed a bit put off. Now I just briefly mention key upgrades and let them steer the conversation. Definitely feels more natural, and I've noticed appraisers seem more receptive when they're the ones asking for specifics. Lesson learned, I guess...
Interesting you mention that, because I had almost the opposite happen. When I did my appraisal, I tried the minimal route—just casually mentioned a few upgrades—and the appraiser seemed to gloss right over some major improvements that could've boosted value. Makes me wonder if there's a sweet spot between overwhelming them with details and being too hands-off. Maybe it's less about how much info, and more about how you frame it? Like casually guiding them toward noticing key things...
"Maybe it's less about how much info, and more about how you frame it?"
Yeah, framing seems key. When I had mine done, I casually walked the appraiser through the house, pointing out upgrades as part of a natural conversation. It felt less forced, and they definitely took notice. Might be worth trying next time...
Does anyone know if appraisers typically prefer a written list of upgrades, or is it better to just verbally mention them during the walkthrough? I'm thinking maybe a short, clear list could help them remember specifics later, especially if they're juggling multiple appraisals. But then again, I wouldn't want it to seem pushy or overly formal... Has anyone tried this approach and noticed if it made any difference in the final valuation?
