Appraisal came in lower than expected—now what?

Insulation’s one of those upgrades that doesn’t get enough credit. I’ve worked on homes where folks went all-in on fancy tech, but skipped the basics like sealing up drafts or adding attic insulation. They always end up circling back. Honestly, if the appraisal’s lower and cash is tight, I’d do exactly what you’re thinking—prioritize comfort and efficiency first. Solar’s great, but it’s a bigger leap, especially if you’re already feeling stretched. Sometimes the “boring” stuff is what makes a house actually feel like home.