One thing I learned the hard way: read the fine print on what’s actually covered. My fridge died last year, and turns out my plan only covered “mechanical failure,” not “wear and tear” (whatever that means). Now I always ask for a sample contract before signing up. Anyone else got burned by weird exclusions or found a plan that’s actually worth it?
Title: Things I Wish I Knew Before Buying a Home Warranty
Now I always ask for a sample contract before signing up.
That’s the way to go. Learned that lesson a few years back when a water heater went out on one of my rentals. Thought I was covered, but apparently “sediment buildup” wasn’t considered a covered failure. They basically told me tough luck. Since then, I’ve started treating those contracts like blueprints—read every line, highlight the weird stuff. Some plans are decent, but honestly, most of them seem designed to pay out as little as possible. Not saying they’re all bad, but you really have to dig into the details or you’ll get burned.
