I can relate to that hesitation about seeming overly picky. When I first started looking into luxury properties, I worried my lender would find my detailed questions excessive or even annoying. But then I realized—it's their job to clarify these things. If they're hesitant or vague, that's a sign in itself. Did you ever encounter a lender who seemed trustworthy initially but revealed issues only after deeper questioning? Curious how common that experience is...
I get what you're saying, but honestly, I don't think hesitation or vagueness always means a lender isn't trustworthy. When we bought our second home, our lender was super transparent at first, but when I started grilling him with detailed questions, he did seem a bit caught off guard. Turns out he just wasn't used to clients diving that deep into specifics—once he realized I was serious about details, he stepped up. Sometimes it's more about communication style than trustworthiness...just my two cents.
That's a really good point. I've worked with plenty of lenders over the years, and you're right—sometimes hesitation is just about adjusting to different communication styles. I've seen lenders who initially seemed vague but turned out incredibly thorough once they realized the level of detail I needed. It's great that you took the initiative to clarify things upfront...that kind of proactive approach usually helps everyone get on the same page faster.
You're definitely onto something there. I've had similar experiences—not with lenders specifically, but with contractors and suppliers. Sometimes initial vagueness is just them feeling out how much detail you actually want. But still, I'd say trust your gut. If after clarifying expectations they're still dodging specifics or seem reluctant to commit to clear answers, that's usually a red flag. Good on you for being proactive though...that upfront clarity can save a lot of headaches later.
That's a fair point about contractors and suppliers. Reminds me of this one lender I dealt with a while back—seemed great at first, friendly, responsive, the whole nine yards. But every time I pressed for specific timelines or asked to see detailed breakdowns of fees, he'd pivot the conversation or give vague assurances like "Don't worry, it's standard practice." Eventually, I dug deeper and found out he'd been padding fees left and right. Dodged a bullet there.
Makes me wonder though...do you think lenders who are overly eager to please upfront might be just as risky as the ones who dodge specifics? Sometimes too much charm can mask red flags too. Curious if anyone else has run into that.
