Good call on checking periodically. A few things from experience: - Cellulose does settle a bit more than fiberglass, especially in the first year or...

Good points, but honestly, I've found customizable reporting can sometimes be overkill. Sure, detailed breakdowns look impressive, but half the time c...

Totally agree on situational use—I've found the same. Couple additional thoughts from experience: - For framing or structural work, nail guns are unb...

Transparency is huge. I've seen lenders who bury details in the fine print or gloss over important incentives just to push pricier options. A few quic...

Agree with you on cellulose—used it in a few attic projects myself. Couple quick points from experience: - Definitely less itchy and easier to handle...

I've been there—spent hours clicking through those online maps and records, thinking I had it figured out, only to realize later I'd missed something ...

Good call—I do something similar. Usually I frame it as me double-checking that we're all on the same page rather than implying the sub didn't explain...