Exactly this. I had a client who almost dismissed the builder's lender outright because of the slightly higher rate, but once we broke down the number...

Had a similar experience a couple years back—worked with a homeowner who went all-in on passive solar design, triple-pane windows, the whole nine yard...

We had a similar spreadsheet saga on a recent build. Thought we'd nailed it with color-coding too, until someone (okay, me...) accidentally copied ove...

Haha, exactly! I remember when we renovated our place, I debated this exact issue. Drywall is definitely the budget-friendly option, but yeah... durab...