Good point about insulation... when I first put in ridge vents, I didn't think twice about insulation placement. Ended up having to crawl back up ther...

Totally agree about the psychological comfort of solid brick, but honestly, after living in both types, I've found veneer surprisingly reliable. Our l...

Yeah, good points all around. I went with a local credit union myself, and one thing I appreciated was that they actually took the time to explain som...

Yeah, zoning can seriously feel like navigating a maze sometimes. When we did our addition, I thought I'd covered every possible angle—spent days read...

I've looked into this quite a bit myself when we upgraded our windows and insulation last year. You're right about the basics—credits directly reduce ...