Couldn't agree more with this point. Over the years, I've noticed that even the best materials won't save a build if the groundwork isn't solid. I rem...

I've seen simple written agreements work pretty well, actually. A friend of mine bought some land from a neighbor with just a one-page note outlining ...

That's a good point about it often coming down to the individual loan officer. I've seen similar things happen—worked with a small lender once who was...

Totally get where you're coming from—I've bounced between apps and spreadsheets myself. Apps always seem great at first, but then I hit that wall wher...

I get your point about incentives sometimes being more hype than substance, but I've also seen them work out pretty well. When we developed a small co...

I really appreciate this perspective. Sometimes those unexpected obstacles—like beams or ducts—can feel frustrating at first, but they often lead to t...