Good points here, especially about transparency. I've found lenders who openly admit when something went wrong—and explain how they fixed it—tend to b...

I get where you're coming from, and chatting directly with landowners can definitely be rewarding. But from my experience, it's not always as straight...

True enough, but honestly, I've found the official numbers to be pretty spot-on most of the time. The few times I've second-guessed them and sized dow...