Fair enough, concrete can definitely feel chilly in colder climates...but honestly, that's where smart design kicks in. I've seen homes in pretty hars...

Totally agree about upgrading the foam—cheaper stuff can really bite you in the long run. Couple other thoughts from my experience: - Have you tried ...

Fair enough, but I'd argue that even if you're planning to stay put long-term, a lower appraisal can still matter down the road. Life changes unexpect...

Totally agree—competition can really clarify things. A couple more tips from experience: - Ask upfront about hidden fees or penalties (they rarely vo...