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skater75
skater75
@skater75
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RE: Weighing the pros and cons of switching to a 15-year mortgage

FLEXIBILITY VS. DISCIPLINE: 30-YEAR WITH EXTRA PAYMENTS You nailed it with the emergency fund—there’s always something lurking with houses. I’ve been...

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RE: Bank loan vs. investor funding, which makes more sense?

BANK LOAN VS. INVESTOR FUNDING, WHICH MAKES MORE SENSE? You nailed it about the stress of carrying a loan—those payments can really keep you up at ni...

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RE: Smart home on a tight budget—is it doable?

Totally get where you’re coming from—tried the “hide it behind stuff” trick myself, and yeah, ended up with lights that only worked if I did a weird d...

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RE: Struggling to keep walls straight when building with lumber

Yeah, kiln-dried isn't a magic bullet for sure. I've had boards warp overnight after bringing them home—pretty frustrating. Storing them flat and weig...

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RE: Smart home ecosystems worth checking out

You're spot on about the finger-pointing. I tried mixing brands thinking I'd save money and get the best of each world... ended up spending whole week...

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RE: Looking for affordable land—any hidden gems?

Been there, done that—it's definitely a learning curve. I remember thinking I'd struck gold with a hillside property until I realized the slope meant ...

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