Builder Insurance—Ever Wondered Who Covers the Mishaps?

Good call checking your homeowner's policy—I usually do the same. One thing though, ever run into issues where your builder pushes back if you try trimming down their bundled insurance? I've had some awkward conversations over that...

"ever run into issues where your builder pushes back if you try trimming down their bundled insurance?"

Yeah, I get why that might feel awkward, but honestly, builders aren't usually pushing back just to be difficult. From experience, bundled insurance often covers specific risks that homeowner policies might overlook—like site accidents or material theft. Have you checked if your homeowner's policy explicitly covers construction-related mishaps? Sometimes it's less about trimming costs and more about making sure you're fully protected...