Yeah, I feel that. Every time I think I’ve got all the bases covered, there’s some tiny detail buried in the fine print that throws me off. Makes me wonder if anyone actually understands these policies front to back... It’s weirdly comforting to know I’m not the only one running into this stuff.
Honestly, reading through builder insurance policies feels like deciphering a foreign language sometimes. I’ve had projects where I thought the contractor’s insurance would cover a mishap, only to find out later it was on the client or even me because of some clause buried halfway through. It’s wild. I’ve started making a checklist of “who covers what” for every job now, just to keep myself sane. Still, there’s always a curveball… I swear, the fine print is where the real action is.
