I totally get your point about control. When we built our custom home, we debated between a bank loan and private investors (family members mostly). Going with the loan felt safer—no awkward family dinners or pressure to compromise our vision... definitely worth it for peace of mind.
"Going with the loan felt safer—no awkward family dinners or pressure to compromise our vision... definitely worth it for peace of mind."
That's a really good point about the emotional side of funding. I've seen plenty of projects where family involvement started off great but quickly turned into a delicate balancing act. It's not just about money, right? It's about expectations, boundaries, and sometimes even unspoken obligations.
When clients ask me about funding options, I usually suggest they first clearly outline their priorities step-by-step: what's most important—control over design decisions, flexibility in timelines, or maybe just keeping relationships uncomplicated? Once that's clear, the choice often becomes obvious. Sounds like you did exactly that and landed on the best option for your situation.
Glad it worked out smoothly for you... peace of mind is priceless when you're building something as personal as your own home.