Bank loan vs. investor funding, which makes more sense?

sgreen90 · 2025-05-22T17:51:22Z

Been thinking lately about expanding my small business and I'm kinda stuck between going for a traditional bank loan or trying to find an investor. Bank loans seem straightforward, but the interest rates and repayments can be a bit scary, you know? Investors sound great, but then again, giving up some control or profits doesn't exactly thrill me either. Anyone here been through this decision before? Curious which route you took and how it worked out for you.

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Contingency Planning for Cost Overruns

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storm_cyber9472

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Banks can be a pain, true, but investors aren't exactly a walk in the park either. With investors, you're trading bank rigidity for someone else's opinions and expectations. I'd suggest clearly mapping out your priorities first—control vs flexibility vs cost—and then deciding from there.