Choosing Between Saving for Emergencies or That Dream Vacation

Choosing Between Saving for Emergencies or That Dream Vacation

I totally get where you’re coming from—maintenance isn’t the most exciting thing to budget for, but it’s such a relief when something goes wrong and you’re already prepared. I’ve seen clients put off little fixes, thinking they’ll save money, but it usually ends up costing more (and causing way more stress) in the long run. I do love the idea of just having two buckets though. Sometimes tracking every tiny category gets overwhelming, and honestly, life’s too short to stress over every dollar.