Finally got the green light on my refinance—did you know credit inquiries within a short time window usually count as just one hit on your credit score?

That's interesting—I actually learned something similar when shopping around for mortgage rates last year. I was initially hesitant to apply with multiple lenders because I assumed each inquiry would ding my credit separately. Turns out, as long as they're within a certain timeframe (I think it's usually around 14-45 days, depending on the scoring model?), they count as just one inquiry. Definitely eased my mind a bit.

On a related note, has anyone noticed if this applies similarly when shopping for home insurance quotes? I've heard mixed things about whether multiple insurance inquiries within a short period impact your credit score differently than mortgage or auto loan inquiries. Curious if anyone has experience or insight on that front...