I wrestled with this exact thing a few years back. Ended up going with a 30-year, but I pay extra most months—kind of a “best of both worlds” approach...

I get where you're coming from, but honestly, I've found the opposite. Last year, I had a landscaping crew handle spring cleanup—cost me way more than...

TUNABLE BULBS: NOVELTY OR ACTUALLY USEFUL? I’ve tinkered with tunable bulbs in a few different setups—home office, garage, even a temporary site trai...

Builder Insurance—Ever Wondered Who Covers the Mishaps? That’s a familiar headache. On one of my sites, a painter’s helper spilled solvent and damage...

Builder Insurance—Ever Wondered Who Covers the Mishaps? Totally get where you’re coming from. The number of times I’ve watched a room full of people ...