BUILDER INSURANCE—EVER WONDERED WHO COVERS THE MISHAPS? Totally agree that “logic” doesn’t get you far with insurance. I’ve had a few projects where ...

- I’ve found the same thing—guests just want a regular switch, not an app or voice command. - One trick I use: smart bulbs with “dumb” switches, but...

I've found the "1% rule" pretty useful as a baseline—setting aside about 1% of your home's value each year for maintenance. But honestly, it depends a...

Totally get the appeal of smart bulbs—used them myself for a while. - Love the flexibility, especially shifting tones through the day. - Personally...

Couldn't agree more—plumbing has a sneaky way of throwing curveballs. A couple months back, I replaced our bathroom vanity and discovered the supply l...

Couldn't agree more. Had a similar headache last year—roof leak popped up mid-build, insurer claimed it was old damage. Luckily, I'd snapped pics befo...

Can definitely relate to this. We had a similar setup at our last place—shared driveway seemed fine at first, but maintenance quickly became a headach...

- From what I've seen, it really depends on the type of upgrade and your local market. - Kitchens and bathrooms usually give you the best return, but ...