WHY DOES EVERY BUILDER NEED A MILLION DETAILS BEFORE STARTING? Honestly, the sheer number of decisions can feel overwhelming, but in my experience, n...

That’s a fair concern, but honestly, I think the “flexibility” of a 30-year is a bit overrated. In my experience, most people don’t actually make thos...

KEEPING TRACK OF GOALS: WRITING THEM DOWN OR JUST WINGING IT? I get the appeal of spreadsheets—conditional formatting is clever, and I’ll admit, seei...

WEEKEND CRAFTS: DO YOU PREFER BUILDING FROM SCRATCH OR UPCYCLING OLD STUFF? I get the appeal of upcycling—there’s a certain charm in giving something...

That’s exactly why I never seriously considered the 15-year route. The idea of locking myself into higher payments every month just didn’t sit right, ...

I’ve had the same experience—references almost never volunteer anything negative unless you really press. I actually had one person admit, after a bit...