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sonic_wilson
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RE: Building my dream home: went with a one-time close loan - anyone else try this route?
I get where you’re coming from about comfort and health being hard to quantify, but I’m not totally convinced those “hidden” benefits always outweigh the upfront costs. When we built our place, we went all-in on insulati...
RE: If you had to rig up your own home security on a tight budget, what would you do?
I’m with you on the deadbolts - honestly, I think a solid lock is underrated these days. I’ve seen folks spend a fortune on fancy alarms, but if your back door’s got a flimsy latch, what’s the point? Motion lights are gr...
RE: Building my dream home: went with a one-time close loan - anyone else try this route?
BUILDING MY DREAM HOME: WENT WITH A ONE-TIME CLOSE LOAN - ANYONE ELSE TRY THIS ROUTE? I totally get what you mean about the lack of flexibility. When we did our build, I kept having those “what if we just…” moments - li...
RE: What happens if your house isn’t finished when it’s time to switch loans?
Yeah, the holdbacks can feel a bit overkill, right? I always wonder - how picky do they get about those “final details”? One time my builder left a missing cabinet handle and the bank made a huge fuss. Do they ever just ...