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yoga918
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RE: How are contingency reserves handled in construction-loan draws?
Before authorizing an over-budget change, ask whether the lender needs to approve its scope and cost first. The loan documents or lender can clarify whether approval is required before authorization, before work begins, ...
RE: Building on a hill vs. flat land: what would you do?
Honestly, I get the appeal of a hillside spot - views are unbeatable. But man, the headaches with retaining walls and water runoff can add up fast. I’ve seen folks skip the drainage planning and regret it big time once t...
RE: KEEPING THE COLD OUT: MY STEP-BY-STEP FOR DRAFT-PROOFING DOORS
Magnetic seals always sound like the gold standard, but man, if your door frame's even a hair out of square, you're just fighting with it the whole time. I’ve wasted an afternoon trying to get one lined up before I gave ...
RE: Green Mortgages vs. Energy-Efficiency Loans: Which Makes More Sense?
GREEN MORTGAGES VS. ENERGY-EFFICIENCY LOANS: WHICH MAKES MORE SENSE? Honestly, I’m not convinced energy-efficiency loans are always the best route. The rates can be higher and sometimes the terms are weirdly strict. I t...
RE: Digging into property easements - anyone else find online tools confusing?
DIGGING INTO PROPERTY EASEMENTS - ANYONE ELSE FIND ONLINE TOOLS CONFUSING? Yeah, those online maps are a joke half the time. I’ve seen my own fence line show up in three different spots depending on which site I’m using...