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RE: Weighing the pros and cons of switching to a 15-year mortgage
I went back and forth on the 15-year thing for weeks. The lower rate is tempting, but honestly, I like having the wiggle room with my 30. We had a surprise roof leak last winter that wiped out my “extra payment” fund for...
RE: Keeping the critters out: weird but effective tricks?
That’s a smart move. I tried the “stuff some steel wool in and hope for the best” method under my kitchen sink last winter. It worked for a while, but then I found little bits of it pushed out onto the floor... so, yeah,...
RE: Finally upgraded my living room lights - anyone else tried smart bulbs?
I was nervous about the rewiring part too, but honestly, it wasn’t as bad as I thought. The switch I got just needed me to turn off the breaker, unscrew the old one, and hook up a couple wires - took maybe 20 minutes. Th...
RE: Digging into property easements - anyone else find online tools confusing?
DIGGING INTO PROPERTY EASEMENTS - ANYONE ELSE FIND ONLINE TOOLS CONFUSING? That’s exactly what I ran into when we bought our place last year. The online maps made it look like our fence was in the right spot, but then...
RE: Looking for affordable land - any hidden gems?
Yeah, drainage is a sneaky one. We thought our lot was totally fine until the first heavy rain - ended up with a mini pond in the backyard. Had to regrade a section, which wasn’t fun or cheap. I’m with you on the native ...
RE: Bank loan vs. investor funding, which makes more sense?
BANK LOAN VS. INVESTOR FUNDING, WHICH MAKES MORE SENSE? Yeah, I totally get where you’re coming from. When I bought my place last year, I had to figure out how to pay for a bunch of upgrades - nothing as cool as solar p...
RE: Building base structures - what if you had to start over?
That’s a pretty accurate way to put it. I learned the hard way that water finds every shortcut you give it. Thought I could “fix” a soggy corner later... ended up with a mini moat around my garage for weeks. Not fun.