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ruby_fisher
@ruby_fisher
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RE: Weighing the pros and cons of switching to a 15-year mortgage

Honestly, I’ve run the numbers on a 15-year loan a bunch of times, but every time I factor in stuff like car repairs or medical bills, the 30-year jus...

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RE: Swapping grass for gravel: who’s actually done it?

Steel edging definitely looks sharp, but I’ll admit the price tag made me pause. I went with the heavy-duty plastic stuff—doesn’t look quite as nice, ...

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RE: Building greener: simple swaps that make a difference

BUILDING GREENER: SIMPLE SWAPS THAT MAKE A DIFFERENCE That’s reassuring to hear, honestly. We’re in a similar spot—trying to balance up-front costs w...

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RE: Digging up the backyard: found more than just dirt

I hear you on the time vs. money thing. I tried salvaging some old flagstones once—looked cool but half of them cracked when I moved them. Ended up co...

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RE: Digging into property easements—anyone else find online tools confusing?

Title: Digging into property easements—anyone else find online tools confusing? I ran into something similar with a fence project last summer. The ci...

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RE: Finally upgraded my living room lights—anyone else tried smart bulbs?

I hear you on the energy use. I did the math and the standby draw for a handful of bulbs isn’t huge, but it adds up over a year. Same here. I just ca...

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