Green Mortgages vs. Energy-Efficiency Loans: Which Makes More Sense?

GREEN MORTGAGES VS. ENERGY-EFFICIENCY LOANS: WHICH MAKES MORE SENSE?

- Rolled my upgrades into a green mortgage last year—yeah, paperwork’s a headache, but the lower rate was worth it.
- Energy-efficiency loans are quicker if you’re just doing one or two projects and don’t want to mess with your main mortgage.
- If you’re already refinancing, might as well tack on the upgrades. Less hassle than juggling multiple payments.
- Resale value? Buyers definitely care about those certifications, but only if you’re in the right market. My neighbor couldn’t care less, but folks across town eat that stuff up.
- Either way, air sealing and insulation are no-brainers. Did mine DIY—itchy for a week but my energy bill dropped like a rock.